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Updated: Sep 07, 2025
No. of Questions: 92 Questions & Answers with Testing Engine
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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. The phrase, "this policy pays $1,800 for hospital room and board expenses," should include the:
A) Minimum daily benefit and the maximum time limit for hospital room and board expenses
B) Maximum daily benefit and the maximum time limit for hospital room and board expenses
C) Maximum daily benefit and the minimum time limit for hospital room and board expenses
D) Minimum daily benefit and the minimum time limit for hospital room and board expenses
2. All advertisements for health insurance shall make clear the identity of the:
A) Insured
B) Beneficiary
C) Insurance Commissioner
D) Insurer
3. A certificate of insurance in a group accident and health plan is:
A) Issued to the employer for each insured location
B) Evidence of the employee's insurance coverage
C) A binding contract between the employee and the insurer
D) A binding contract between the employer and the insurer
4. The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:
A) Military service
B) Commercial airline crashes
C) Injuries occurring in the home
D) Automobile accidents
5. Which statement is true of trade association groups eligible for group medical benefits?
A) Employer contributions are usually waived
B) Such associations are formed for the purpose of purchasing insurance
C) The association membership primarily consists of large employers
D) Members of the association are usually in the same industry
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: B | Question # 4 Answer: A | Question # 5 Answer: D |
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